Selasa, 04 September 2018

Bravo Pay

Bravo Pay

SEND AND RECEIVE INSTANT|PAYMENTS WITH THE POWER OF BLOCKCHAIN

Bravo Pay ICO With next generation, mainstream, anonymous mobile payment solution, give power to service professionals, artists, retailers, and all other people! We will send and receive anonymous payments with the power of the block chain.

About BRAVO Pay

BRAVO started in 2014 and set out to revolutionise the tipping and anonymous payment industry with their seamless mobile payment application. BRAVO’s minimum viable product (MVP) was built and launched at TechCrunch Disrupt San Francisco in 2015 where it won the Audience Choice Award. In 2017, BRAVO beta version was featured on ABC’s SharkTank landing a deal with Mark Cuban & Lori Greiner. Since then, BRAVO has gained a significant amount of traction with a community of tens-of-thousands of users and millions of dollars worth in transactions.
After a successful proof of concept, BRAVO began building an innovative hybrid blockchain platform with a seamless user-centric mobile user experience that supports on-demand public and private payments using BRAVO tokens (BVO). BRAVO’s goal is to make cryptocurrency payments as simple as a swipe on your phone.
BRAVOs’ plan to achieve global impact and growth outside of the United States is in motion with implementation of it’s own hybrid Blockchain along with data encryption with tokenization technologies to allow anonymous, secure and seamless transactions around the world with minimal fees, yet a simple user experience.
BRAVO is one of very few ICOs in the world that actually has a solution developed and proven traction with a fiat version available since 2015 in the U.S. market. In contrast, less than 9% of the ICO’s come from established businesses and almost half do not have a product developed before their ICO campaign began.
In Q2-2019, BRAVO will release a cryptocurrency version with its own Token to allow for instant, secure and anonymous payments worldwide.

Features

BRAVO (and BVO token) is a well-balanced combination of blockchain technology and user experience that is ready for large-scale adoption as a cryptocurrency platform with a real use-case that truly serves the mass market.
BRAVO’s key features:
  • Anonymous fiat or crypto payments seamlessly in seconds powered by a scalable hybrid blockchain.
  • Find users nearby with geolocation or search directly by username or private code.
  • Hybrid blockchain allows alternating from traditional blockchain to anonymous blockchain on-demand with Incognito payments protocol for additional security.
  • BVO token solution capable of any type of payment including tipping, micro-payments and macro-payments.
  • Funds and payments are recorded (deposited) on user’s BRAVO account immediately (low latency) after transaction. Transactions recorded on the BRAVO blockchain cannot be altered or tampered.
  • Simple account authentication and recovery protocol to ensure full control and access to tokens and funds 100% of the time.
  • Funds can be attached to a private message via our in-app messenger.

Technical Info

Incognito PaymentsBRAVO Blockchain will support two different ways of transferring funds: public transfers and incognito transfers. Public transfers are coin transactions that are logged and viewable on the blockchain. Like Bitcoin and Ethereum, it is possible to trace funds going from one wallet to another. For transactions that do not need anonymity and untraceability, public transfers using the BRAVO blockchain provide a fast, low-cost method of sending coin.
However, BRAVO understands that people value their privacy and wish to send funds anonymously when needed. To support this, BRAVO Blockchain will offer anonymous transfers of BVO Coin on-demand through what is known as “Incognito Transfers”. This is achieved with the use of BRAVO Private Coin (BVO-P) through an algorithm that utilizes anonymizing technology, making it impossible to determine where funds came from and where they are sent to.
BVO-P will be integrated into the BRAVO mobile app and support an Incognito mode for payments and transfers while still maintaining the intuitive, easy-to-use interface of a public transaction. When a user wishes to send payment anonymously, BRAVO’s incognito transfers work by performing the following steps automatically:
  1. Convert sender’s BVO to BVO-P
  2. Send BVO-P anonymously to receiver
  3. BVO-P automatically converted to BVO and placed in receiver’s wallet
Incognito transfers require more computation resources and have higher transaction fees. Since incognito transfers are performed on-demand, users have the choice of instantly switching between the fast, low-cost public transfers and the anonymous incognito transfers.
Hybrid BlockchainBRAVO is creating an innovative hybrid blockchain technology that consists of a public and private blockchain. The public blockchain is based on the Federated Byzantine Agreement (FBA) consensus algorithm while BRAVO’s private, Incognito blockchain is based on an anonymizing Proof-of-Stake algorithm. The BRAVO blockchain integrates these two technologies together, which allows them to interoperate seamlessly, and gives the end-users control over transaction speed, privacy and cost.
Federated Byzantine AgreementUnderstanding the Federated Byzantine Agreement (FBA) consensus algorithm requires understanding its predecessor, the traditional Byzantine agreement. The Byzantine agreement ensures consensus even if you have some misbehaving members in your network. This has two advantages. First, consensus can be fast and efficient. Second, trust is entirely decoupled from resource ownership. This means that a small vendor has as much power as a wealthy, large organization which helps keep them both honest. On the downside, all parties must agree on the exact list of participants. Generally, membership in Byzantine agreement systems is set by a central authority or closed negotiation.
In practice, traditional non-federated Byzantine agreements require every node to be involved with every transaction to reach quorum. This is akin to letting every city mayor in the state know you’re about to plant a tree in your yard and getting most of them to agree to it. This is unnecessary and a waste of everyone’s time and resources. In BRAVO’s FBA system, each node can decide whom to trust and be part of their decision-making group, which we are referring to as a quorum slice. Following the earlier example, you only have to let your neighbors know (your quorum slice) that you want to plant a tree in your yard and get them to agree to it. Furthermore, the system-wide agreement is reached when overlapping quorum slices communicate the transactions. To continue with the tree planting example, after you and your neighbors agree to plant the tree in your yard, you bring it up to your local city council, who in turn legitimizes the action for the rest of the city.

WHY BRAVO?

BRAVO has a solution developed:
  • Proven traction with Fiat version available since 2015 in the USA market
  • In 2019 BRAVO will release an update to pay with our cryptocurrency (BVO Token) allowing for instant, secure and anonymous payments worldwide
  • BRAVO built and runs on it’s own blockchain platform
BRAVO is one of very few ICOs in the world that actually has
  • An existing business
  • A solution developed
In contrast, less than 9% of the ICOs come from established businesses and almost half do not have a product developed before their ICO campaign began
BRAVO is growing rapidly
BRAVO has a community of tens of thousands of active users in multiple verticals:
  • Tipping industry
  • Peer-to-peer payments
  • Debt settlement
  • Micro-merchants payments

BRAVO PAY

Instant, secure and anonymous mobile payments. BRAVO Pay was created 3 years ago to financially empower artists, service industry professionals and micro-merchants who too often miss out on tips and payments because most of us no longer carry cash and other platforms do not support instant, secure and anonymous payments.
BRAVO Pay has built a disruptive micropayments platform for a new generation that demands simplicity, privacy and anonymity. Using proximity (via GPS) or simple search, BRAVO Pay already facilitates thousands of daily micropayments between users; all with no exchange of personal information (no email address, phone number or account information). And, we are growing rapidly!
Starting in early 2017 BRAVO Pay began its evolution to Blockchain to further improve security, transparency and anonymity in payments, and to take advantage of the opportunity to make cryptocurrencies usable for day-to-day transactions.

THE BRAVO PAY SOLUTION BRAVO

Pay already supports instant, secure and private digital payments using Fiat currencies We are now evolving to support seamless, day-to-day payments with Cryptocurrencies!.

TOKEN DETAILS

Ticker: BVO
Accepted Currencies: ETH, BTC, USD
Additional Details
Platform: Ethereum

FUNDS ALLOCATION

45% Software Development
20% Marketing
9% Operational Expenses
3% Legal Expenses
3% Misc

BRAVO Pay Roadmap

Oct-2013: IDEA
Private, instant and secure payments
Nov 2013-Oct 2014: R&D
Customer Discovery Process
Nov-2014: BRAVO MVP
Initial release to prove the concept
Sept-2015: TechCrunch DISRUPT
MVP release, Audience Choice Award: Winner
Sept-2016: FIAT alpha
Released iOS and Android
Jan-2017: BLOCKCHAIN
Planning and design
Sept-2017: BLOCKCHAIN R&D
Blockchain proof of concept dev
Nov-2017: ABC’s SHARK TANK DEAL
Public fiat beta released
Jan-July 2018: VNEXT DEV
vNext & blockchain development continued, UI design for vNext
Aug-2018: BVO TOKEN
Private Sale, Smart contract testing
Oct-2018: BVO ICO
Public Pre-Sale
Nov-2018: BVO ICO
Public Crowd Sale
Dec-2018: BVO CRYPTO
Wallet Initial Quality Testing, 1st betanet network available
Q1-2019: VNEXT
vNext code complete, First Micro-Merchant Tool release (event ticket support)
Q1 2019: EXCHANGE LISTINGS
High Volume exchange listing
Q2-2019: BVO WALLET
Testnet goes live, Wallet Beta Test, Initial BVO-P Testing
Q3-2019: BVO-P
Public Preview, Wallet Production Release
Q4-2019: BVO-P
QA Testing & Production Release, Consortium validator client
Q1-2020: BVO CONSORTIUM
Initial partners network testing phase
Q2-2020: API FOR DEVS
QA Testing & Production Release

The Leadership Team

The BVO team is led by innovators in software development, marketing, entrepreneurship and blockchain engineers.
Maria Del Carmen Luna, MBA: Co-Founder and CEO
Dr. Hector Rodriguez-Luna: Co-Founder & COO
Robert Lunny, CPA MBA: CFO
Steven Cornejo: Product Manager
Elmer Morales: CTO, Blockchain Architect
Adam Swanton: Director of Client Strategy
Tanmay Shahane: Engineering Manager
Vitaliy Marusenko, MSL: Community Manager
Paul Nguyen: Blockchain Architect
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