Jumat, 13 September 2019

About Pngme

How Pngme is building a Global Alternative Asset Lending Platform and Mobile Payment Application


Hello everyone ... see me again Wong Linglong3 this time I will explain at a glance about * Pngme * so see carefully read fully to your knowledge who knows how useful to you in the future ..

Pngme: A Global Alternative Lending Platform and Mobile Payment Application

Pngme is global alternative lending platform that gives institutional investors access to an alternative lending asset class. Using tokenized digital bonds, decentralized rate setting algorithms, and digital-footprint-based credit scoring Pngme creates an open and transparent lending platform where borrowers can obtain low-cost capital and investors can access alpha.
For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending platform to investors. Our Credit Scoring APIs allow for seamless integration with a borrower's mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more efficiently and increase the supply of affordable capital for borrowers.
Additionally Pngme’s mobile banking application increases access to finance for business owners and consumers. Featuring mobile-to-mobile payments, savings, and a digital credit score, the app gives consumers easy access to finance anywhere in the world from their mobile device.
Our mission is to close the $5.2 trillion dollar finance gap that affects 200 million micro, small, and medium sized enterprises globally. This will drive sustainable economic growth from the bottom of the financial pyramid increasing opportunity and quality of life.

Global Mobile Finance Marketplace for Finance Institutions and MSMEs

Mobile Payments
Low or fee-less mobile payments in your local or digital currency
Everyday Accounts
Easily create a daily spending account for everyday mobile payments
Loan Marketplace
Lend and borrow money on Pngme at competitive interest rates
Credit Score
Algorithmic credit score created from a user's mobile digital footprint
Piggy Bank
Earn interest on the money saved in your Pngme piggy bank account
Rewards
Earn Pngcoin rewards when you refer friends and save Pngcoin

Available on Android and iOS

Coming Soon
Launching in 2019, our mobile app will allow early users to earn rewards, lend money, and build their borderless credit score.
Our second release will bring, USD, GBP, EUR, and KSh currencies to a users wallet. Allowing users to make instant payments and save in their local currency.
Earn Rewards
By signing up and registering for a free credit score you will receive free Pngcoin directly to you Pngme accounts.
The more you build you credit score the more Pngcoin you can earn! Pngcoin are redeemable for cash in the future.

THE TEAM

With a global presence, Pngme has a talented team with experience in blockchain technology, data science, product development, and growth. 
Brendan Playford: Co-founder
Cate Rung: Co-founder
Giovanni Valdenegro: Product Designer
Ashley Wilson: Business Operations
Mashiat Mutmainnah: Data Science Engineer
George Mosomi: Engineering
Peter Okwara: Blockchain Engineering

Our Advisors

Paul Sonier: Blockchain Technology
Arjun Dev Arora: Advisor
A.S Oberoi: Advisor, Partnerships
George Shaw: Advisor, Data Science
Matt Wolf: Blockchain Technology
Grégoire Belhassen: Growth & Partnerships | Brazil
Jake Kuckeruk: Advisor, Business Development
Zach Resnick: New Economy Fund | Investor
Matt McGraw: Angel & Advisor
Jeffrey Premer: Advisor
Becca Salisbury: Advisor, Project Management
Richard Titus: Advisor

Our Partners

Codigo Del Sur: Front End Development
Flight Design Co.: Brand
Join/follow Pngme on all official channels:
Author: Wong Linglong3
ETH Address: 0xB83929049C908CF9cb1678A4a2f96d67b645bf97

Overview Listereum

SERVICE FOR THE ORGANIZATION OF WEDDINGS


Hello everyone ... see me again Wong Linglong3 this time I will explain at a glance about * Listereum * so read carefully read fully to your knowledge who knows how useful to you in the future ...

Listereum – analogue of the super successful project Zola

Zola has raised $ 140 million in investment. The head of the investment round of 100 million US dollars was the North American company Comcast Corp. In addition, Goldman Sachs, Thrive Capital and Lightspeed participated in the investment transaction.
Zola company is a super successful project that helped to organize over 500 thousand weddings.

Listereum is an analogue that will take up part of a large market.


About Listereum

This is a service where all the necessary goods and services for organizing a wedding are gathered in one place. The future newlyweds need to do a huge amount of work to organize the wedding: make a list of guests, send invitations, book a restaurant, transport, musicians, designers. Buy wedding clothes, cake, flowers, gifts and more. All this can now be done in a few clicks in the service LISTEREUM. The project will earn not only through commissions from various services, but also through its own online store of wedding goods and gifts. The project from the real sector. It is based on no blockchains today. LISTEREUM will work on the main currencies of the world: dollar, euro, yuan, ruble, etc.

Services

Lictereum – This is a service for newlyweds in which they can find everything they need for their celebration. Everything from a personal site and a guest list to a honeymoon booking.
Invitations
Service for creating, printing and delivering beautiful invitations
Restaurant reservation
Service for booking a restaurant and ordering food
Masters
Service for ordering masters with a rating
The wedding cake
Service for ordering a wedding cake
Flowers and design
Service for decoration of the restaurant
Marketplace
Marketplace wedding gifts needed.
The drinks
Wholesale store alcoholic and non-alcoholic beverages
Honeymoon
Service for ordering a trip to the honeymoon

Wedding site and beautiful invitations

Service to create a wedding site where the newlyweds can make a list of guests, send online invitations, tell about the venue of the holiday, give the route and much more. Also create or order the creation of beautiful invitation cards.

Masters search service

Here, the couple can pick up a restaurant, musicians, presenters, florists and many other artists who are needed to create an unforgettable holiday. All masters will be with reviews and ratings.

Marketplaces

Online store of necessary goods for a wedding. Newlyweds can also create a list of necessary gifts and notify the guests about it.

Order of transport

Service for booking vehicles for the newlyweds and guests. With ratings, reviews.

Tour booking service

Newlyweds will be able to book their wedding tour right on the site using their own convenient modern service.

What do you get?

The main items of income Listereum. Token LIST – provides the right to profit from the entire project.
Commission from the masters
Masters will pay service commission on orders
Marketplace Commission
All sales in the store will be charged a commission.
Restaurant commission
Restaurants will pay a commission fee.
Travel agency
Own service for booking tours
Store
Own marketplaces store
Additional services
Commission from additional services

Distribution Tokens

20% Team
80% ICO

Distribution Funds

20% Development
60% Advertising
10% Reserve
10% Team

Roadmap

20.04 – 20.05.2019: ICO
20.05 – 20.07.2019: Development
20.07.2019: Advertising
20.07 – 20.09.2019: IOS, Android
20.07 – 20.10.2019: Exchange
2019 -2020: Development

TEAM

Artur Gornikov: Founder
Sergey Evtushenko: СEO, Full Stack Developer
Arthur Petrosyan: Full Stack Developer
Dmitry Relik: Designer
Alina Burlaka: Designer
Nikita Hantsevich: Full Stack Developer

Sincerely, Good luck on target Thank you
Author: Wong Linglong3
ETH Address: 0xB83929049C908CF9cb1678A4a2f96d67b645bf97

VITA Token ICO

☀️☀️☀️ VITA ☀️☀️☀️ Bringing the Smart Mortgage to the world


Hello everyone ... see me again Wong Linglong3 this time I will explain at a glance about * VITA * so read carefully read fully to your knowledge who knows useful for you in the future ...

What is VITA?

VITA is the worlds first Smart Mortgage provider with revolutionary, forward-thinking, dynamic and simplistic underwriting processes for first time buyers buying a home. Vita is breaking the mould of your standard high street mortgage lenders. Our radical approach will be smashing all the traditional archaic approaches used by traditional mortgage lending and home ownership and changing them in a way to make the world look at our approach and wonder why this has never been thought of before. This radical reform is long overdue.
VITA is the brainchild of a few dedicated cryptocurrency developers from around the world. We wanted to find one major problem and try and resolve it. We did just this with the creation of Smart Mortgages.
VITA has created an innovative new concept which will turn the process of obtaining a mortgage and home buying on its head. For far too long people have struggled to get a mortgage or provide a family home without working every hour God sends.
This is about to change! Throughout our white paper we have demonstrated our vision of what we can achieve and how together – with the support of like minded investors the dream can be realized!
Buying your first home should be easy, with VITA our Smart Mortgage’s will make that possible. Funded by crypto currency VITA will be leading the way forward with purchase of homes using crypto currency.

THE VITA MARKETPLACE


The VITA APP will run alongside of the VITA HOMES website – coming soon
You will be able to apply, view and purchase a property direct or simply make a request to view.
The VITA app will also be used for customer’s to pay all utilities in VITA tokens and FIAT. The exchange from FIAT to VITA will also be available.
The VITA app will be a one stop process for buying your first home, fully integrated to give you the most simplistic process of buying your first home.
All Vita app features will be available to use once VITA homes are built.
Register
Request to view
Buy a property
Pay your utilities
No more expensive fees
App release date Early 2020
The VITA APP will run alongside of the VITA HOMES website www.vita.homes
You will be able to apply, view and purchase a property direct or simply make a request to view.
The VITA app will also be used for customer’s to pay all utilities in VITA tokens and FIAT. The exchange from FIAT to VITA will also be available.
It will be a one-stop process for buying your first home, fully integrated to give you the most simplistic process of buying your first home. All Vita app features will be available to use once VITA homes are built.
App release date Early 2020 for IOS and Android

TOKENSALE PRE ICO

VITA Crypto tokens will be released on the Ethereum platform. The Vita token will be compatible with third-party services wallets, exchanges etc. and provides easy-to-use integration. We suggest that you use…

Start: Sep 1, 2019 (9:00AM GMT)
End: Sep 30, 2019 (23:59PM GMT)
Number of tokens for sale: 10,000,000 VITA + 20% Bonus
Tokens exchange rate: Pre ICO 1 Eth = 1500 VITA
Acceptable currencies: ETH, BTC
Minimal transaction amount: $25/£30
Stage 2 1st Oct 2019 – 31st Oct 2019: 25,000,000 VITA 1000 = 1 Eth – 10% Bonus
Final Stage 1st Nov 2019 – 30th Nov 2019: 15,000,000 VITA 500 = 1 Eth – 5% Bonus

TOKEN ALLOCATION & DISTRIBUTION


Distribution of Token
8 % Pre ICO
20.13 Token Sale
11% Final Stage
6.6% Exchange Tokens
3.3% VIP Tokens
8.51% Project Team
3.3% Airdrop & Bounty
Use of Proceed
65% Home Development
15% Advertising
12% Vita Running Costs
5% Legal Fees
2% App Development
1% Other

THE FUTURE OF VITA

VITA will be a major force in the mortgage and property business. VITA aims to create and provide affordable eco-friendly homes all over the world. we not looking at a short term venture. VITA is a long term business model backed by investors like you. VITA will be at the forefront of the crypto funded home for many years to come!
Nothing is impossible in this life and the only way to make a positive change is to actually get up to make a stand and do it. The VITA team have the drive and determination to make VITA the worlds biggest Smart Mortgage company. Why settle for anything less than the best!
Our investors will benefit long term from VITA. Each year a percentage of profits will be divided between all ICO investors. This is not just a token sale, it truly is an investment into a world changing idea.
VITA will grow from strength to strength. This will come from the commitment and dedication of the VITA team and the many investors who have already offered their services to bring VITA to the forefront of the Smart Mortgage process.

OUR ROADMAP


April 2019: Start of VITA Development.
July 2019: Find the solution
September 2019: ICO Pre Sale Starts
October 2019: Round 2 Token Sale
November 2019: Final Token Sale
December 2019: Investors Webinar
January 2020: Purchase Land / Property to develop
March 2020: List Our First Home For Sale
April 2020: IEO and VITA App is Launched
May 2020: Build More Properties
August 2020: Investors Web

POWERED BY A TEAM


James Heywood: CEO & Lead Blockchain
Julie Hubberstey: CLO & Content/policy advisor
Chris Jackson: CTO & Blockchain Developer
VITA PARTNERS

Sincerely, Good luck on target Thank you
Author: Wong Linglong3
ETH Address: 0xB83929049C908CF9cb1678A4a2f96d67b645bf97